No matter how much money you have, saving is always a good idea. That doesn’t mean you ought to be cheap, but you should think about your expenses and try to balance them, especially if you are living on a budget. Here are five easy ways to save money.


  1. Only carry cash

In this modern era, this advice may sound unusual for you. But, if you think it through, you will find logic in it. First of all, when you spend money on your credit card, you lose track of the amount you have spent. This is harder to happen when you carry cash. Besides, you can carry just the amount of cash you need for your planned expenses. In this way, you won’t be able to spend more money, even if you wanted to.


  1. Wait for sales and discounts

This is especially important for people who adore shopping for clothes. If you wait to buy that shoes for a couple of months, they will be on sale for sure. In this way, you will also teach yourself not to buy things impulsively. After a few months, you may change your mind and not like those shoes anymore.


  1. Visualise your future

When you are saving for something bigger, visualize the lifestyle you imagine for yourself. This will help you stay motivated and focused on your goal.


  1. Keep track on your spending

Monitor and write down every item you bought something and the money you spent on it. In this way, you will stop yourself from spending your money on things you don’t need or will regret later. In the end of a month, when you summarize how much you have spent on things that seemed inexpensive one at the time, you will think twice before you spend any more money.


  1. Automatically transfer money to a savings account

Although you do all of the things mentioned above, it is possible you won’t save any money. If you are not used to saving, it is easy to spend this money on something else. The best way of preventing this is to set up an automatic transfer for the certain amount of money every month. With time, you will forget this money was being taken from your account and your savings account will grow.